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Everywhere your Synchrony HOME Credit Card is accepted, the 6 month promotional financing offer will automatically be applied to purchases of $299 or more. The optional Card Security program offers Synchrony credit card payment protection when you need it most. Chat is an online communication service provided to cardholders who prefer to chat with a Synchrony agent instead of contacting us by phone, email or regular mail.
Discover shopping tips and financing insights to help you save more and spend wisely. BlogShopping tips and financing insights to help you save more and spend wisely. Our Chat Agents are part of our Customer Service team.
Viewing Your Statements and Enrolling in eBill
They have access to the same tools and resources as our phone agents and are here to answer all your account questions. 2Cardholders may be required to provide their annual net income if their recent information is not on file. Cardholder income will be used as a factor to determine eligibility for a credit limit increase. It’s a top credit scoring model used by many lenders when they consider whether to approve applications and decide what rates and terms to offer. View the Your Credit Score page to learn more.
There will be information on your billing statement about how long it will take to pay off your promo balance if you only make minimum payments. 2 - Net card purchases less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent.
60 MONTHS
First, log in at mysynchrony.com with your user name and password. You can then add or delete bank accounts by tapping the Profile menu and selecting Banking Information. You can choose any of the bank accounts that you have already registered at mysynchrony.com to pay your bill using Pay Without Log In. You can make up to 12 payments if you log in with your user name and password at mysynchrony.com.
The Chat icon is available 24x7 for assistance with logging into your account or post-log in account specific questions. After logging into your account, there may be circumstances in which you may not be able to see the icon on the upper-right corner of the browser window. If you need assistance when Chat is unavailable, please go to the Contact Us section and call the customer service number listed or call the phone number on the back of your card. SatisFi from Synchrony works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented.
No minimum purchase!
We reserve the right to discontinue or alter the terms of this offer at any time. Net card purchases less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Cash advances, fees, and interest charges do not qualify for rewards. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made.Cash advances, fees, and interest charges do not qualify for rewards. Subject to credit approval We reserve the right to discontinue or alter the terms of this offer at any time. Pay Without Log In is a simple, fast and secure way to make same-day Synchrony credit card payments online—without logging in.
Promotional financing will automatically be applied to eligible purchases. It works the same when shopping online. Just enter your Synchrony Car Care™ credit card account number on the payment form at eligible online retailers. With more time to pay, you don’t have to wait to change what’s possible — for your home, your family, or your passions.
Get gas whenever you need
Pay your promo balance in full before the end of the promo period to avoid interest. Available every day on purchases of $199 or more5 with your card. To further customize your experience, please select your Synchrony Car Care™ credit card from the dropdown menu. If your credit card has this Synchrony HOME brand mark, you can use it at any of the locations listed. If the option to check out with “Synchrony HOME” is unavailable, simply enter your Synchrony HOME Credit Card account number.
Autopay will resume when your account has a balance. View the eBill page for enrollment steps and more FAQs. Once enrolled, we’ll email you when your statement is ready to view online each month.
On a desktop computer, click the Chat icon located on the log in screen for assistance with accessing your account. If you’re already logged in, you can open a chat window by clicking the Chat icon located in the upper-right corner of the browser. On a mobile device, click on the chat icon from the log in screen or the floating chat icon on the right-side of the device display if you’re logged in. Chat can also be used for pre-log in assistance; however, answers about specific account questions can only be provided if you’re logged into your account. We take the starting balance each day, add any new charges and fees, and subtract any payments or credits. Debt cancellation fees, if any, and late payment fees are treated as new purchases.
You can always make more than your minimum monthly payment and pay off your item earlier than the promotional financing end date. Currently, you cannot schedule future payments. You can only make one, same-day payment on each of your Synchrony credit card accounts. Currently, Pay Without Log In allows you to make only one, same-day payment on each of your Synchrony credit card accounts. With a Fixed Pay Promotion, a reduced APR is charged on the promotional purchase from the purchase date, and the same fixed payment amount is required monthly. Synchrony offers flexible financing and credit cards across major retail and service categories.
Everything for your home — from floors to décor. If you received your card with a sticker on the front of it, you will need to call the number listed on the sticker to verify your information and activate your account. Simply pay as you normally would—swipe or insert your card at checkout. Autopay is not a payment plan arrangement. It is your responsibility to schedule an amount to be automatically deducted that satisfies the Total Minimum Payment Due and any promotional balance at expiration. Accepted at over thousands of locations nationwide, the Synchrony HOME™ Credit Card brings together retailers, promotional financing, and many opportunities to transform your home.
If asked to select a certain card type in a dropdown menu at online checkout, please choose “Discover” since we use Discover to process some transactions. With your Synchrony HOME Credit Card, you can take advantage of special offers from our partners. Alerts are one-way communications via email or text message about your account. Log in now and set up alerts to stay on top of your account and to track your daily spending. Chat is available 24x7 on both desktop computers and mobile devices.
For this reason, we recommend that you do not enable the feature if you’re using a public computer or other public device. Click the log in icon on mysynchrony.com. As you’re logging in, you can check the box to Remember User Name. All Accepting Locations Shows all locations the Synchrony HOME card is accepted. How it WorksDiscover the choices you have when it comes to paying for your purchases with Synchrony. In times like these, people come together to help those in need.
With Sweetwater financing, enjoy the convenience of monthly payments. The promotional summary box on your monthly statement will clearly show the balance for each promotional financing purchase and corresponding expiration date. With Grand Home Furnishings financing, enjoy the convenience of monthly payments. The Synchrony Car Care credit card is accepted at more than 500,000 auto parts and service business and over 200,000 gas stations nationwide.
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